Eventually, something changed in me. I was about to azing, beautiful, super-fun, and kick-ass wife (see picture). I desired to locate my crap together. So, I started reading, and taking action on what I read.
I read every personal finance book and blog I could get my hands on (if you like information, email myself from the ). These books literally changed my life. I studied. I applied. I moved into a smaller apartment. I sold my car and started biking to work. I even got creative and took out a 15-month notice-free credit card to cover expenses for a few months until my next student loan disbursement came (I paid the balance in full before any interest was due). Slowly but surely, my financial picture started looking better.
So, there’s some background. But that’s not really why I’m up at 5:38 AM on a Thursday morning writing this to you. This post is about one of my current financial strategies, and (more importantly), something you could do together with your money.
My wife and i stayed most frugally in my PGY1, thriving nearly entirely from their paycheck and you may putting my personal income for the my personal financing. Although reality is one we have however got over $100k to go. And we have added home financing, senior years savings, and you may an expanding family relations to the monetary picture.
While the We have graduated when you look at the 2013, we now have made a ton of progress back at my student loans
At the peak of my loans (I graduated with just over $200k), I was paying over $26 in interest everyday. [Read more…]
